Which of the following is NOT a credit risk mitigation strategy provided by Stripe?

Requiring identity verification for all transactions is not typically classified as a direct credit risk mitigation strategy in the context of payment processing. Instead, it is more accurately a part of the identity and fraud prevention measures that aim to protect against fraudulent activities. Credit risk mitigation focuses on assessing and managing the likelihood that a merchant may default on obligations or may have a high likelihood of chargebacks due to insufficient funds or mismanagement of funds.

Flagging merchants based on risk levels helps identify those who may pose a greater financial risk. Performing regular audits of transaction histories further analyzes and reviews transactions to identify anomalies or potential fraud, while setting transaction limits based on the merchant's activity is a strategic way to reduce exposure to losses, thereby actively managing credit risk.