Which of the following API resources produce a Balance Transaction?

The choice of Disputes and Payouts as the correct answer is based on the nature of how these resources interact with the financial operations within Stripe. A Balance Transaction is a record of money moving in or out of a Stripe account, which includes entries that contribute to the overall financial summary.

Disputes are raised when a customer contests a charge, which results in a potential adjustment to the balance of the seller's account. When a dispute is created, it can lead to a deduction from the balance, thus generating a Balance Transaction. This reflects the change in the available funds due to the challenge over a charge.

Payouts represent the transfer of funds from Stripe to the seller's bank account. When a payout is initiated, it is also logged as a Balance Transaction, as it signifies a movement of funds leaving the Stripe account to the bank account.

Overall, both Disputes and Payouts lead to the creation of Balance Transactions by either deducting funds in the case of disputes or transferring funds in the case of payouts. Thus, this choice accurately identifies the resources that produce Balance Transactions.