What must occur to avoid a 7-day waiting period for platform users' first payouts?

To avoid a 7-day waiting period for platform users' first payouts, the platform must have at least one live charge. This requirement is in place to ensure sufficient activity on the account and to confirm that the platform is operational and capable of processing payments successfully. A live charge indicates that a transaction has taken place, which provides Stripe with the necessary confidence regarding the legitimacy and functioning of the platform's payment processing capabilities.

When a platform has generated at least one live charge, it demonstrates that funds are actively being processed and that the user is engaging meaningfully with the platform. This helps Stripe mitigate risks associated with fraud and ensures that there is a clear transaction history before authorizing rapid payouts to users. Additionally, establishing a positive payment flow can lead to a more seamless integration with Stripe’s payment system.