What are the two distinct pricing models that Stripe provides?

The correct answer highlights the two distinct pricing models offered by Stripe.

Stripe provides an Integrated pricing model, which combines various fees into a single rate, typically tailored for businesses that perform a high volume of transactions. This model simplifies billing by having a built-in structure that accounts for different fees associated with processing payments, making it easier for businesses to predict their costs.

The Cost+ model is designed to offer transparent pricing, where businesses are charged for the actual cost of the transaction plus a markup. This model allows businesses to understand how much they are paying for each transaction and adjust their pricing strategies accordingly.

Together, these two models cater to different business needs—giving businesses options that can either simplify their billing process or provide transparency in costs. Understanding these models allows developers and businesses to make informed decisions when choosing how to handle payment processing with Stripe.